Workers compensation refers to statutes which are put forth to provide rewards and medical reimbursement to employees and their dependents for work related injury and disease, regardless of fault or negligence. Workers compensation insurance is purchased by most employers as a method used to meet obligations imposed by the workers compensation laws. A workers compensation and employers liability insurance policy offers protection for employers, with benefits designed to cover the obligations of the workers compensation statutes as well as other bodily injuries caused by accident or disease for which an employer is held liable by his or her employee.
As always, it is important to discuss the specifics of your policy and/or plan with an insurance professional. For more detailed coverage information please contact our office and speak to one of our associates, we are here to help.